Is There A Fair Way To Deal With Pre-existing Conditions?

Filed Under (Pancreatic Cancer) by admin on 19-02-2010

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Insurance is a bet. It’s like Atlantic City or Las Vegas or Monte Carlo. Everyone has always known that — until today — when suddenly everyone has completely forgotten this most basic truth.
After your house burns down, you can’t get fire insurance for that house. The pile of cinders is considered a pre-existing condition that makes the insurace bet impossible or irrational for anyone to engage in. You can see that, right?
After you cause a 20 car pile-up on the freeway, you can’t get driver’s liability coverage for negligence. I wonder why not? Could it be that the huge pile of dead bodies and totalled cars is a “pre-existing condition” that would make it completely crazy for any auto liability insurance firm to offer you coverage that would compensate the victims of that accident which you have already caused and is in the newspapers.
So, now you arrive at the insurance company with a glioma in your brain and pancreatic cancer and you want to know, “Could I please have some health insurance?
They say no “You already have two pre-existing conditions that are mortal illnesses — to insure you would be suicide for our insurance company!”
You say, Oh how unfair, I’m shocked — shocked that rational decisions are being made in this office — I’m going to write my Congressman — and you do — and his innumerate, aphasic, illiterate staffer opens you letter and says “Oh yes, look at the big unfairness that’s been done to out poor dear darling constituent”
The staffer then takes an inflated pig’s badder into the Congressman’s office and strikes the Congressman on the lips with it, indicating that it’s time for the Congressman to speak.
Then the one minutes speech is given — Here’s the Congressman blathering on with high moral indignation about his dear constituent who didn’t get everything in this world they imagined they were entitled to.
E Pluribus Unum — we’ve all become the same idiot now. Sew us all together like parts of a flag, one big idiot — coast to coast — sea to shining sea.
I have a heart condition — which could result in a myocardial infarction, aka a heart attack (especially if people get me started, so don’t). When I applied for my Blue Cross/Blue Shield they told me heart attacks or any heart disease of any kind or any treatment or diagnostic procedures for any heart related problems would be completely and totally excluded from my coverage for one year. After that, at the discretion of the insuror, if I had no heart problems during my probationary year, they would withdraw the exclusion provided I was willing to pay a small extra on my premium for the unrestricted coverage.
I said, “Fine, that seems totally fair.”
Am I the only one who can see this? What was it just those four years of math in college, plus two more in business school that made me able to understand the idea of risk, and bets, and insurance?
No insuror in their right mind would voluntarily insure somebody would is going to bring the insuror a net loss for sure. Sometimes they will aloow such a person to be included in group insurance, if the premium for the group is big enough, and if the payouts for the sick person are small, predictable, and controllable. But that’s group insurance. Obama Care is about individuals getting health insurance, many of whom will not arrive in groups, they will show up as individuals.
If they have pre-existing conditions, like I did, they should get a deal like mine, no better, no worse. Why do the specially pampered eyes on the prize people have to be carried through this world on extra soft pillows — free housing, free food, free clothing, free heat, free edcuation, free everything — and now the right to freely grab insurance that no regular person could claim a right to. Let them wait, like I did. You want Fraternity? How about some Equality? That means you don’t get special pillows to carry you through life, even if brother Barack wants you to have them, and ACORN screams they are your God-given right.

If I Dont Get A Nerve Block… Is There Anything Else I Can Do?

Filed Under (Pancreatic Cancer) by admin on 12-02-2010

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have a couple of medical problems causing really bad back/abdominal pain… yes my doctors know… i’m on great meds (fentanyl, dilaudid)… don’t like morphine… but problems are getting worse and i’m building tolerance, is there anything i can do for relief from home…
pain from pancreatic cancer and kidney stones
thanks

For All Avid Readers Out There. What Do You Think Of This?

Filed Under (Pancreatic Cancer) by admin on 06-02-2010

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Hi my name is Tarik, and i’m a 17 years old, egyptian boy. I wrote the first chapter of my new book. It’s called letters to god. Here’s a part of the first chapter. Do you think i’m a talented author?. Thanks.
Chapter 1
Death oh death. That’s what I’ve learned in the fifty years of my life. One day I’ll die, and now I’m waiting impatiently for that day to come.
My heart burns with interwined memories and vague images of the past.
I still can remember that thin narrow alley where I lived with my parents. At the heart of cairo, in Helmia, I heard the first calling for prayer. El hag Dawood was the sheikh of the mosque. His raucous voice ,when he called for prayer, still fills my head with the same noise it brought me twenty years ago. I still hear the azan daily in my new home at maadi, but at at my old home the noise was forceful since our old home was a few meters away from the mosque, which was a true advantage for my father, Hassan. He would spend half of the day at the mosque, I never knew why, and the other half giving private Arabic lessons to some of the kids at our neighbour hood.
Papa??. I wish I’d forgotten him, but I can’t. His strident voice, piercing, brown eyes, and brawny arms will always leave a sign in my heart and body. Ahhh…. His lashes still have their, thin narrow scars at my back and feet. At that time I never understood why did he thrash me daily, but now I understand. He wanted me to recite the whole quraan, like one of the kids, named Ali at our neighbour ood, but I couldn’t keep a word in my head for at least 10 minutes and not forget it, so reciting one suraa of the holy book was like walking a thousand miles on bare feet with a heavy sack of stones on my back. Papa never understood that, he never understood that I wasn’t as gifted as many kids, still, he treated me as a lazy, stupid boy who wasn’t good enough to be the son of Mr. Hassan.
I walked into the sleeping room at the upper floor. I took a look at my hand watch, it was midnight, huh another day passed and still I can’t find anyone to talk to. The room was neat and calm, on the contrary, a week ago it was a mess., but now it’ll never be again. My dear wife, samia, died of pancreatic cancer two days ago, and now I’m a lonely, old man who might end up in a lunatic asylum soon, but my plans didn’t go like this, actually I had no plans at all.

Will All You Christians Out There Please Pray For…?

Filed Under (Pancreatic Cancer) by admin on 30-01-2010

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Will you please pray for my Grandpa, Philip? He has pancreatic cancer, and I don’t know if he knows the Lord. He says that he believes that Jesus died on the cross for his sins, but he didn’t say anything about Jesus being his savior or anything. Please pray for him. I love him so much. I know he probably won’t get better from the cancer, but I really want him to accept the Lord so he can go to heaven.
Thank you and God Bless

Is There Any More Hope For My Mom?

Filed Under (Pancreatic Cancer) by admin on 28-01-2010

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My mom had pretty bad liver and pancreatic cancer and they just ran out of kimo theraphy and treatments. We have some of the best doctors in the country, and they say that they don’t have anything else. But is that REALLY true? There isn’t ANY hope? I did some research a long time ago and i heard something about this machine that uses radiowaves to zap cancer cells? What is that all about? Is there ANYTHING else that can help? Doctors say surgery is not a option. PLEASE if you know ANYTHING please help me!